IDFC Bank SBI General Two Wheeler Insurance

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IDFC Bank SBI General Two Wheeler Insurance

Get comprehensive protection with SBI General Two Wheeler Insurance—natural calamities, theft, accidents, and 24/7 cashless garage services.

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Details for IDFC Bank SBI General Two Wheeler Insurance

SBI General Two Wheeler Insurance offers all-around protection against accidents, theft, and natural disasters like floods, fires, and earthquakes. With coverage for third-party legal liabilities and terrorist activities, this policy ensures complete peace of mind. It also features personal accident cover for the owner driver (up to Rs. 15 Lakhs) and optional cover for pillion riders. Enjoy cashless repairs at network garages, digital claim settlements, and valuable add-ons like NCB Protection and Return to Invoice. Coverage for man-made disasters, such as riots and burglaries, further enhances the policy, making it a reliable and customizable option for all two-wheeler owners.

Add-on Covers

  • NCB Protection
  • Return to Invoice

Policy Exclusion

  • Normal wear, tear and general ageing of the vehicle
  • Depreciation or any consequential loss
  • Mechanical/ electrical breakdown
  • Vehicle being used otherwise than in accordance with limitations as to use
  • Damage to / by a person driving the vehicle without a valid license
  • Damage to / by a person driving the vehicle under the influence of drugs or liquor
  • Loss / damage due to war, mutiny or nuclear risk
  • The above list of exclusions is illustrative and not exhaustive. For a full list of the exclusions, please refer to policy wordings.

Additional Benefits

  • Coverage for natural disasters like earthquakes, floods, fires and storms
  • Coverage for theft, accidents and terrorist activities
  • Cashless repairs at network garages
  • Third-party legal liabilities cover
  • Digital claim settlement
  • Personal accident cover to owner driver for Rs. 15 Lakhs
  • Optional Personal Accident cover for pillion rider
  • Additional add on covers
  • Compulsory Third Party Liability with personal accident
  • Cover against man-made calamity like Burglary, theft, riot, strike, malicious act & terrorist activity
  • Add on covers to suit your requirements at an additional premium

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